First-Time-Buyers Guide
Buying a home can be confusing, stressful and pretty expensive.
Apart from anything else, it's hard to know where to begin.
To start with, there are so many different people involved in buying a house: the estate agent, the mortgage broker, the bank or building society, the valuer, the surveyor, the insurance company, the solicitor....
- Which should you do first - find a home or sort out a mortgage?
- When is the right time to hire a solicitor?
- What's the difference between a valuer and surveyor and do you really need both?
- Which is the best type of mortgage?
- Will you get a big enough mortgage?
- If not, how can you get on the property ladder?
- Do you need a deposit?
- What are all the costs involved in buying a home?
- What is Mortgage Interest Relief?
Sounds complicated? Sure! But Lisney New Homes in conjunction with Lisney Mortgages are here to help - we can help with the basic questions that you need to know such as:
- How much can I borrow?
- What will my repayments be based on the terms of my loan?
- What are the additional costs?
- Should I choose a fixed, variable or split mortgage?
For advice particular to your needs, call our Residential Sales Team. They will be happy to help.